Personal Risk Insurance

Personal Risk Insurance

You work hard to build your wealth and provide for and protect your family.

So, what’s your risk management or back-up plan in the event of your death? How will you keep your household or livelihood operating should you suffer a serious injury or medical condition?

The right insurance is essential to securing your financial future. It helps protect your assets, and put your spouse and dependants in a better financial situation in the event of your death or should you suffer a serious injury or medical condition.

It can be time consuming and confusing to research and decide on the right cover for your personal situation. That’s where we can help. We have a detailed understanding of the range of personal insurance products on the market and once we learn more about you and your own personal situation and goals, we work with you to devise an insurance solution that best suits you. We’ll look at ways to save you money, help reduce your stress, legwork and paperwork, and we’ll bring you peace of mind that you, your loved ones and your assets are protected.

Personal risk insurance options include:

  • Term life insurance. In the event of your death, your beneficiaries (spouse, children, business partners) will receive a lump sum payment to cover all loans and debts you may have, as well as cover the future well-being of your loved ones.
  • Total and permanent disability (TPD). If you can’t work because you are totally or permanently disabled as a result of illness or injury, TPD covers you with a lump sum payment.
  • Trauma insurance. If you are diagnosed with or suffer a serious medical condition or life threatening illness you will receive a lump sum payment, enabling you to concentrate on your recovery.
  • Income protection. Designed to protect your lifestyle, assets and independence if you suffer illness or injury by providing you with a monthly payment of up to 75% of your income while you are unable to work.

Get started

Contact us for an obligation-free conversation.
Call 1300 4 BURRELL for more information or download our Personal Risk Insurance PDF
 for more information.